{"id":44453,"date":"2025-12-29T09:22:57","date_gmt":"2025-12-29T14:22:57","guid":{"rendered":"https:\/\/staging.jgwentworth.com\/resources\/"},"modified":"2025-12-29T09:25:51","modified_gmt":"2025-12-29T14:25:51","slug":"when-to-hire-debt-collector-attorney","status":"publish","type":"post","link":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney","title":{"rendered":"Why\u2014and When\u2014to Hire a Debt Collector Attorney"},"content":{"rendered":"<?xml encoding=\"UTF-8\"><?xml encoding=\"UTF-8\"><div data-elementor-type=\"wp-post\" data-elementor-id=\"44453\" class=\"elementor elementor-44453\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5fb27e59 e-flex e-con-boxed e-con e-parent\" data-id=\"5fb27e59\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29a61ced e-con-full elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-mobile_extra e-flex e-con e-child\" data-id=\"29a61ced\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-58d0ff67 blog-post-cta e-con-full elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-widescreen elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-mobile_extra e-flex e-con e-child\" data-id=\"58d0ff67\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89673b0 elementor-widget elementor-widget-heading\" data-id=\"89673b0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">On this page<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6067998c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6067998c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-244e8939 elementor-widget elementor-widget-heading\" data-id=\"244e8939\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Jump to section 1<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2508aa83 elementor-widget elementor-widget-heading\" data-id=\"2508aa83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Jump to section 2<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-12c06231 elementor-widget elementor-widget-heading\" data-id=\"12c06231\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Jump to section 3<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b72b581 elementor-widget elementor-widget-heading\" data-id=\"2b72b581\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Jump to section 4<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cf794ef elementor-widget elementor-widget-heading\" data-id=\"7cf794ef\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Jump to section 5<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6834f348 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-heading\" data-id=\"6834f348\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Jump to section 6<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53b7f2d1 e-con-full e-flex e-con e-child\" data-id=\"53b7f2d1\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-983e69c e-con-full e-flex e-con e-child\" data-id=\"983e69c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-26f26182 elementor-widget elementor-widget-heading\" data-id=\"26f26182\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What's next<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6d8e738e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6d8e738e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79473e39 elementor-grid-1 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"79473e39\" data-element_type=\"widget\" data-settings='{\"template_id\":\"5707\",\"columns\":1,\"_skin\":\"post\",\"columns_tablet\":\"2\",\"columns_mobile\":\"1\",\"edit_handle_selector\":\"[data-elementor-type=\\\"loop-item\\\"]\",\"row_gap\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_widescreen\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_laptop\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_tablet_extra\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_mobile_extra\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]}}' data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-5707\">.blog-post-card a {\n    text-decoration: none; \n    font-weight: 700;\n}.elementor-5707 .elementor-element.elementor-element-765d732{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:center;--gap:20px 20px;--row-gap:20px;--column-gap:20px;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-5707 .elementor-element.elementor-element-754d47d5{--display:flex;--min-height:100px;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-weight:var( --e-global-typography-text-font-weight );}.elementor-5707 .elementor-element.elementor-element-7bfe12be{width:initial;max-width:initial;text-align:left;}.elementor-5707 .elementor-element.elementor-element-7bfe12be.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-5707 .elementor-element.elementor-element-7bfe12be img{width:100%;height:100px;object-fit:cover;object-position:center center;opacity:1;filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );transition-duration:0.3s;border-radius:8px 8px 8px 8px;}.elementor-5707 .elementor-element.elementor-element-7bfe12be:hover img{filter:brightness( 105% ) contrast( 100% ) saturate( 105% ) blur( 0px ) hue-rotate( 0deg );}.elementor-5707 .elementor-element.elementor-element-ab917a4{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--align-items:flex-start;--gap:5px 5px;--row-gap:5px;--column-gap:5px;--flex-wrap:wrap;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-5707 .elementor-element.elementor-element-1c721395{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:flex-start;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-5707 .elementor-element.elementor-element-d92f2ba{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:5px 5px;--row-gap:5px;--column-gap:5px;--flex-wrap:nowrap;}.elementor-widget-heading .elementor-heading-title{font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-5707 .elementor-element.elementor-element-07b6235{width:initial;max-width:initial;text-align:left;}.elementor-5707 .elementor-element.elementor-element-07b6235 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-5707 .elementor-element.elementor-element-07b6235.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-5707 .elementor-element.elementor-element-07b6235 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;line-height:18px;color:var( --e-global-color-primary );}.elementor-5707 .elementor-element.elementor-element-4e39701{--display:flex;--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:4px 4px;--row-gap:4px;--column-gap:4px;}.elementor-5707 .elementor-element.elementor-element-1ab0ff7d > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-5707 .elementor-element.elementor-element-1ab0ff7d.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-5707 .elementor-element.elementor-element-1ab0ff7d{text-align:left;}.elementor-5707 .elementor-element.elementor-element-1ab0ff7d .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:400;line-height:18px;color:var( --e-global-color-c438c4e );}.elementor-5707 .elementor-element.elementor-element-f0da9b9 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-weight:100;line-height:18px;color:var( --e-global-color-c438c4e );}.elementor-5707 .elementor-element.elementor-element-76e2f415{width:initial;max-width:initial;text-align:left;}.elementor-5707 .elementor-element.elementor-element-76e2f415 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-5707 .elementor-element.elementor-element-76e2f415.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-5707 .elementor-element.elementor-element-76e2f415 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:400;line-height:18px;color:var( --e-global-color-c438c4e );}.elementor-5707 .elementor-element.elementor-element-2ae5ee4b{width:initial;max-width:initial;text-align:left;}.elementor-5707 .elementor-element.elementor-element-2ae5ee4b > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-5707 .elementor-element.elementor-element-2ae5ee4b.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-5707 .elementor-element.elementor-element-2ae5ee4b .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:16px;font-weight:700;line-height:24px;color:rgba(63,70,68,1);}@media(min-width:768px){.elementor-5707 .elementor-element.elementor-element-754d47d5{--width:100%;}}@media(max-width:1024px){.elementor-5707 .elementor-element.elementor-element-765d732{--justify-content:flex-start;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-5707 .elementor-element.elementor-element-765d732.e-con{--align-self:center;}.elementor-5707 .elementor-element.elementor-element-754d47d5{--justify-content:flex-start;}.elementor-5707 .elementor-element.elementor-element-7bfe12be img{height:200px;}.elementor-5707 .elementor-element.elementor-element-ab917a4{--justify-content:flex-start;}.elementor-5707 .elementor-element.elementor-element-1c721395{--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5707 .elementor-element.elementor-element-4e39701{--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:4px 4px;--row-gap:4px;--column-gap:4px;}}@media(max-width:767px){.elementor-5707 .elementor-element.elementor-element-765d732{--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;}.elementor-5707 .elementor-element.elementor-element-754d47d5{--width:36%;}.elementor-5707 .elementor-element.elementor-element-7bfe12be img{height:150px;object-fit:cover;object-position:center center;}.elementor-5707 .elementor-element.elementor-element-ab917a4{--width:50%;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:center;}.elementor-5707 .elementor-element.elementor-element-1c721395{--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:flex-start;}.elementor-5707 .elementor-element.elementor-element-4e39701{--flex-direction:row;--container-widget-width:initial;--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--gap:4px 4px;--row-gap:4px;--column-gap:4px;}.elementor-5707 .elementor-element.elementor-element-2ae5ee4b .elementor-heading-title{font-size:18px;line-height:28px;}}\n\n\n\n\n\n\n\n\/* Start custom CSS for container, class: .elementor-element-4e39701 *\/.blog-post-v-meta {\n}\/* End custom CSS *\/\n\n\n\n\n\/* Start custom CSS for container, class: .elementor-element-765d732 *\/.blog-post-v-category {\n    overflow: hidden;\n    text-overflow: ellipsis;\n    max-width: 50%;\n    white-space: nowrap;\n}\n\na.blog-post-card {\n    text-decoration: none;\n    font-weight: 700;\n}\/* End custom CSS *\/\n<\/style><?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-23367 post-23367 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/11-word-phrase-to-stop-debt-collectors\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"183\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-300x183.jpg\" class=\"attachment-medium size-medium wp-image-23368\" alt=\"Stopping debt collectors\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-300x183.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-1024x626.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors-768x470.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/07\/Stopping-debt-collectors.jpg 1310w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Feb 4, 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">11 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What is the 11-Word Phrase to Stop Debt Collectors?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-9119 post-9119 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/how-to-get-a-debt-lawsuit-dismissed\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"169\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit-300x169.jpg\" class=\"attachment-medium size-medium wp-image-11199\" alt=\"Judge Dismissing Debt Lawsuit\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit-300x169.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit-768x432.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Judge-Dismissing-Debt-Lawsuit.jpg 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aug 14, 2025<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">10 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How to Get a Debt Lawsuit Dismissed<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-13832 post-13832 post type-post status-publish format-standard has-post-thumbnail hentry category-annuity-purchasing tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/when-should-i-start-taking-money-out-of-my-annuity\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg-300x225.webp\" class=\"attachment-medium size-medium wp-image-13833\" alt=\"man breaking piggy bank\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg-300x225.webp 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg-768x576.webp 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/Icon-of-man-about-to-break-piggy-bank.jpg.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Annuity Purchasing<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Apr 3, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">When Should I Start Taking Money Out of My Annuity?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"5707\" class=\"elementor elementor-5707 e-loop-item e-loop-item-12417 post-12417 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-765d732 e-con-full blog-post-card e-flex e-con e-parent\" data-id=\"765d732\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/can-i-still-use-my-credit-card-after-debt-consolidation\">\n\t\t<div class=\"elementor-element elementor-element-754d47d5 e-con-full e-flex e-con e-child\" data-id=\"754d47d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bfe12be elementor-widget__width-initial elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"7bfe12be\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"200\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-300x200.jpg\" class=\"attachment-medium size-medium wp-image-12418\" alt=\"man with phone and credit card\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-300x200.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1024x683.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-768x512.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1536x1024.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-2048x1365.jpg 2048w\" sizes=\"(max-width: 300px) 100vw, 300px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab917a4 e-con-full e-flex e-con e-child\" data-id=\"ab917a4\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-1c721395 e-con-full e-flex e-con e-child\" data-id=\"1c721395\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-d92f2ba e-con-full e-flex e-con e-child\" data-id=\"d92f2ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07b6235 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"07b6235\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff0c746 elementor-widget elementor-widget-shortcode\" data-id=\"ff0c746\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e39701 e-con-full blog-post-v-meta e-flex e-con e-child\" data-id=\"4e39701\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1ab0ff7d elementor-widget elementor-widget-heading\" data-id=\"1ab0ff7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Mar 20, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f0da9b9 elementor-widget elementor-widget-heading\" data-id=\"f0da9b9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76e2f415 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"76e2f415\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae5ee4b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2ae5ee4b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Can I Still Use My Credit Card after Debt Consolidation?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b60a7fa e-con-full blog-post-cta elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-hidden-widescreen elementor-hidden-laptop elementor-hidden-tablet_extra elementor-hidden-mobile_extra e-flex e-con e-child\" data-id=\"7b60a7fa\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-62f04359 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"62f04359\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Earn a high-yield savings rate with JG Wentworth Debt Relief<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71727b18 elementor-widget elementor-widget-heading\" data-id=\"71727b18\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Start Saving &gt;<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2f4709c8 e-con-full e-flex e-con e-child\" data-id=\"2f4709c8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23aee6e0 elementor-widget elementor-widget-template\" data-id=\"23aee6e0\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"1978\" class=\"elementor elementor-1978\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41c6ac9b e-flex e-con-boxed e-con e-parent\" data-id=\"41c6ac9b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-de6340d e-con-full blog-breadcrumb e-flex e-con e-child\" data-id=\"de6340d\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51eb5ed2 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51eb5ed2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"\/our-blog\">BLOG<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-661a8a8d elementor-widget__width-initial icon-12 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"661a8a8d\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewbox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6968b394 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"6968b394\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.jgwentworth.com\/category\/debt-resolution\" rel=\"tag\">Debt Resolution<\/a><\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ff6eaf5 elementor-widget elementor-widget-heading\" data-id=\"7ff6eaf5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Can I Still Use My Credit Card after Debt Consolidation?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3246123b e-con-full e-flex e-con e-child\" data-id=\"3246123b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3bfedb00 elementor-widget elementor-widget-heading\" data-id=\"3bfedb00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">by<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f650a5 elementor-widget elementor-widget-heading\" data-id=\"5f650a5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">JG Wentworth<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4855ac56 elementor-widget elementor-widget-heading\" data-id=\"4855ac56\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-660d6a54 elementor-widget elementor-widget-heading\" data-id=\"660d6a54\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">March 20, 2024<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-60e45cc7 elementor-widget elementor-widget-heading\" data-id=\"60e45cc7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c907c8d elementor-widget elementor-widget-heading\" data-id=\"2c907c8d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5 min<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-172dec19 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"172dec19\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-768x512.jpg\" class=\"attachment-medium_large size-medium_large wp-image-12418\" alt=\"man with phone and credit card\" srcset=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-768x512.jpg 768w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-300x200.jpg 300w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1024x683.jpg 1024w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-1536x1024.jpg 1536w, https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/06\/man-with-phone-and-credit-card-2048x1365.jpg 2048w\" sizes=\"(max-width: 768px) 100vw, 768px\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16d5869 e-con-full e-flex e-con e-child\" data-id=\"16d5869\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b76cf20 elementor-widget elementor-widget-text-editor\" data-id=\"6b76cf20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>This information is provided for educational and informational purposes only. Such information or materials do not constitute and are not intended to provide legal, accounting, or tax advice and should not be relied on in that respect. We suggest that You consult an attorney, accountant, and\/or financial advisor to answer any financial or legal questions.<\/em><\/p><p>&nbsp;<\/p><p>Dealing with debt collectors can be one of the most stressful financial experiences a person faces. The phone calls, letters, and constant pressure create anxiety that affects daily life and decision-making. While many people try to handle debt collection issues on their own, there are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.<\/p><p>Understanding when legal representation is worth the investment&mdash;and what to look for in a debt collector attorney&mdash;can mean the difference between years of financial struggle and a path toward resolution.<\/p><p>&nbsp;<\/p><h2>Debt collector attorneys and what they do<\/h2><p>A debt collector attorney, more accurately called a consumer protection attorney or debt defense attorney, specializes in representing individuals who <a href=\"https:\/\/www.jgwentworth.com\/resources\/what-are-the-legal-risks-of-being-in-debt\">are being pursued by debt collectors<\/a>. These lawyers understand the complex web of federal and state laws that govern debt collection practices, including the <a href=\"https:\/\/www.jgwentworth.com\/resources\/what-is-the-fair-debt-collection-practices-act\">Fair Debt Collection Practices Act<\/a> (FDCPA), the <a href=\"https:\/\/www.ftc.gov\/legal-library\/browse\/statutes\/fair-credit-reporting-act\" target=\"_blank\" rel=\"noopener noreferrer\">Fair Credit Reporting Act<\/a> (FCRA), and various state-level consumer protection statutes.<\/p><p>These attorneys serve multiple functions:<\/p><ul><li>They defend clients against debt collection lawsuits<\/li><li>Negotiate settlements with creditors and collection agencies<\/li><li>Challenge the validity of debts<\/li><li>Identify violations of consumer protection laws<\/li><li>Help repair credit report damage caused by improper debt collection practices<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e67642 elementor-widget elementor-widget-text-editor\" data-id=\"4e67642\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Unlike the collection agencies pursuing you, these attorneys work exclusively for your interests and understand the legal leverage you may have in your situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c9f974 elementor-widget elementor-widget-template\" data-id=\"6c9f974\" data-element_type=\"widget\" id=\"cta-sticky\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"23771\" class=\"elementor elementor-23771\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f3ec3c9 e-con-full e-flex e-con e-child\" data-id=\"5f3ec3c9\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\",\"sticky\":\"top\",\"sticky_offset\":73,\"animation\":\"none\",\"sticky_offset_mobile\":63,\"sticky_on\":[\"widescreen\",\"desktop\",\"laptop\",\"tablet_extra\",\"tablet\",\"mobile_extra\",\"mobile\"],\"sticky_effects_offset\":0,\"sticky_anchor_link_offset\":0}'>\n\t\t<div class=\"elementor-element elementor-element-f6bac85 e-con-full e-flex e-con e-child\" data-id=\"f6bac85\" data-element_type=\"container\" id=\"cta-sticky-message\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e88a0bf elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"3e88a0bf\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Start Your Free Debt Relief Consultation<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5d667b elementor-widget elementor-widget-button\" data-id=\"6a5d667b\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.jgwentworth.com\/debt-step3\" target=\"_blank\" impression=\"1\" data-name=\"Apply Now\" data-parent=\"floating CTA\" data-type=\"button\" id=\"cta-sticky-btn\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Apply Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72a6d5c e-con-full e-flex e-con e-child\" data-id=\"72a6d5c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-351b91e elementor-align-right elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"351b91e\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\" id=\"cta-sticky-exit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">X<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-efabd76 elementor-widget elementor-widget-template\" data-id=\"efabd76\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"24220\" class=\"elementor elementor-24220\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fc3fb7b e-con-full blog-details-form-container e-flex e-con e-child\" data-id=\"fc3fb7b\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-95a3473 elementor-widget elementor-widget-text-editor\" data-id=\"95a3473\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Take your next step towards being debt-free<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dac006f eael-gravity-form-button-full-width elementor-widget elementor-widget-eael-gravity-form\" data-id=\"dac006f\" data-element_type=\"widget\" data-widget_type=\"eael-gravity-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<div class=\"eael-contact-form eael-gravity-form eael-contact-form-align-default\">\n\t\t        <script src=\"https:\/\/www.jgwentworth.com\/wp-includes\/js\/jquery\/jquery.min.js?ver=3.7.1\"><\/script><script src=\"https:\/\/www.jgwentworth.com\/wp-content\/plugins\/jgw-multistep-form\/js\/jquery.inputmask.min.js\"><\/script>    <script type=\"text\/javascript\">\n        document.addEventListener('DOMContentLoaded', function () {\n            function addSpinner(button) {\n                button.addEventListener('click', function () {\n                    var ajax_spinner = document.querySelector('img.gform_ajax_spinner');\n                    if (ajax_spinner) {\n                        ajax_spinner.remove();\n                    }\n\n                    if (!button.parentNode.classList.contains('gform_button_wrapper')) {\n                        var wrapper = document.createElement('div');\n                        wrapper.classList.add('gform_button_wrapper');\n                        button.parentNode.insertBefore(wrapper, button);\n                        wrapper.appendChild(button);\n                    }\n\n                    button.parentNode.classList.add('loading');\n\n                    let spinnerImg = button.parentNode.querySelector('.gform_ajax_spinner');\n                    button.value = '';\n                    if (!spinnerImg) {\n                        spinnerImg = document.createElement('span');\n                        spinnerImg.classList.add('loader');\n                        button.parentNode.appendChild(spinnerImg);\n                    }\n                });\n            }\n\n            function initializeForm(form) {\n                var buttons = form.querySelectorAll('input[type=\"submit\"], .gform_next_button');\n                if (buttons.length === undefined) {\n                    addSpinner(buttons);\n                } else {\n                    buttons.forEach(function (button) {\n                        addSpinner(button);\n                    });\n                }\n            }\n\n            var formId = '#gform_5';\n            var form = document.querySelector(formId);\n            if (form) {\n                initializeForm(form);\n            }\n\n            jQuery(document).on('gform_page_loaded', function (event, form_id, current_page) {\n                if (form_id == 5) {\n                    form = document.querySelector('#gform_' + form_id);\n                    if (form) {\n                        initializeForm(form);\n                    }\n                }\n            });\n\n            jQuery(document).on('gform_post_render', function (event, form_id, current_page) {\n                if (form_id == 5) {\n                    form = document.querySelector('#gform_' + form_id);\n                    if (form) {\n                        initializeForm(form);\n                    }\n                }\n            });\n        });\n\n        var css = document.createElement('style');\n        css.type = 'text\/css';\n        css.innerHTML = `\n            @keyframes spin { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } }\n            .gform_button_wrapper {\n                display: inline-block; \/* or block, depending on your layout *\/\n            }\n        `;\n        document.head.appendChild(css);\n    <\/script>\n        <script>\n      document.addEventListener('DOMContentLoaded', function() {\n        function getCookies() {\n          let cookies = {};\n          document.cookie.split(';').forEach(function(cookie) {\n            let [name, value] = cookie.split('=');\n            if (name && value) {\n              cookies[name.trim()] = decodeURIComponent(value);\n            }\n          });\n          return cookies;\n        }\n        function updateFields() {\n          \/\/ prepopulate fields with the referring URL\n          let refurls = document.querySelectorAll(`[data-name=\"referringurl\"]`);\n          refurls.forEach(function(inputField) {\n            inputField.value = window.location.href;\n          });\n          \/\/ prepopulate fields with those from cookies\n          let cookies = getCookies();\n          Object.keys(cookies).forEach(function(cookieName) {\n            let cookieValue = cookies[cookieName];\n            let matchingFields = document.querySelectorAll(`[data-name=\"${cookieName}\"]`);\n\n            matchingFields.forEach(function(inputField) {\n              inputField.value = cookieValue;\n            });\n          });\n          \/\/ prepopulate fields with those from query cookie if not already set from query string\n          if (cookies['query']) {\n            let query_cookie = JSON.parse(cookies['query']);\n            Object.keys(query_cookie).forEach(function(name) {\n              let value = query_cookie[name];\n              let matchingFields = document.querySelectorAll(`[data-name=\"${name}\"]`);\n\n              matchingFields.forEach(function(inputField) {\n                if (!inputField.value) {\n                  inputField.value = value;\n                }\n              });\n          });\n          }\n        }\n        updateFields();\n\n        \/\/ Listen for Gravity Forms page transitions\n        jQuery(document).on('gform_page_loaded', function() {\n          updateFields();\n        });\n      });\n    <\/script>\n        <style>\n          .move-consent-below-buttons {\n              visibility: hidden;\n              height: 0;\n          }\n      <\/style>\n      <script>\n        document.addEventListener('DOMContentLoaded', function () {\n          \/\/ move these classes under the buttons of their own page\n          jQuery('.move-consent-below-buttons').each(function (index, element) {\n            let parent = element.closest('.gform_page');\n            if (parent === null) {\n              parent = jQuery('form');\n            }\n            jQuery(element).parent().detach().appendTo(parent);\n            jQuery(element).css({\n              'visibility': 'visible',\n              'height': 'auto'\n            });\n          });\n          if (jQuery('.jgw-multi-step-form .gf_step_current_page').text() == '') {\n            jQuery('#dr-form-top-heading').css('visibility', 'hidden').css('height', '0');\n          }\n        });\n      <\/script>\n    <link rel=\"preload\" as=\"style\" onload=\"this.onload=null;this.rel='stylesheet'\" id=\"gravity_forms_theme_reset-css\" href=\"https:\/\/www.jgwentworth.com\/wp-content\/plugins\/gravityforms\/assets\/css\/dist\/gravity-forms-theme-reset.min.css?ver=2.9.22\" media=\"all\">\n<link rel=\"preload\" as=\"style\" onload=\"this.onload=null;this.rel='stylesheet'\" id=\"gravity_forms_theme_foundation-css\" href=\"https:\/\/www.jgwentworth.com\/wp-content\/plugins\/gravityforms\/assets\/css\/dist\/gravity-forms-theme-foundation.min.css?ver=2.9.22\" media=\"all\">\n<link rel=\"preload\" as=\"style\" onload=\"this.onload=null;this.rel='stylesheet'\" id=\"gravity_forms_theme_framework-css\" href=\"https:\/\/www.jgwentworth.com\/wp-content\/plugins\/gravityforms\/assets\/css\/dist\/gravity-forms-theme-framework.min.css?ver=2.9.22\" media=\"all\">\n<link rel=\"preload\" as=\"style\" onload=\"this.onload=null;this.rel='stylesheet'\" id=\"gravity_forms_orbital_theme-css\" href=\"https:\/\/www.jgwentworth.com\/wp-content\/plugins\/gravityforms\/assets\/css\/dist\/gravity-forms-orbital-theme.min.css?ver=2.9.22\" media=\"all\">\n\n                <div class=\"gf_browser_unknown gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital jgw-multi-step-form_wrapper moved-disclaimer-content_wrapper gf-save-value-dr-ef_wrapper\" data-form-theme=\"orbital\" data-form-index=\"0\" id=\"gform_wrapper_5\"><style>#gform_wrapper_5[data-form-index=\"0\"].gform-theme,[data-parent-form=\"5_0\"]{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: #fff;--gf-color-secondary-rgb: 255, 255, 255;--gf-color-secondary-contrast: #112337;--gf-color-secondary-contrast-rgb: 17, 35, 55;--gf-color-secondary-darker: #F5F5F5;--gf-color-secondary-lighter: #FFFFFF;--gf-color-out-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-out-ctrl-light-rgb: 17, 35, 55;--gf-color-out-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-out-ctrl-light-lighter: #F5F5F5;--gf-color-out-ctrl-dark: #585e6a;--gf-color-out-ctrl-dark-rgb: 88, 94, 106;--gf-color-out-ctrl-dark-darker: #112337;--gf-color-out-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-color-in-ctrl: #fff;--gf-color-in-ctrl-rgb: 255, 255, 255;--gf-color-in-ctrl-contrast: #112337;--gf-color-in-ctrl-contrast-rgb: 17, 35, 55;--gf-color-in-ctrl-darker: #F5F5F5;--gf-color-in-ctrl-lighter: #FFFFFF;--gf-color-in-ctrl-primary: #204ce5;--gf-color-in-ctrl-primary-rgb: 32, 76, 229;--gf-color-in-ctrl-primary-contrast: #fff;--gf-color-in-ctrl-primary-contrast-rgb: 255, 255, 255;--gf-color-in-ctrl-primary-darker: #001AB3;--gf-color-in-ctrl-primary-lighter: #527EFF;--gf-color-in-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-in-ctrl-light-rgb: 17, 35, 55;--gf-color-in-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-in-ctrl-light-lighter: #F5F5F5;--gf-color-in-ctrl-dark: #585e6a;--gf-color-in-ctrl-dark-rgb: 88, 94, 106;--gf-color-in-ctrl-dark-darker: #112337;--gf-color-in-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-radius: 3px;--gf-font-size-secondary: 14px;--gf-font-size-tertiary: 13px;--gf-icon-ctrl-number: url(\"data:image\/svg+xml,%3Csvg width='8' height='14' viewBox='0 0 8 14' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M4 0C4.26522 5.96046e-08 4.51957 0.105357 4.70711 0.292893L7.70711 3.29289C8.09763 3.68342 8.09763 4.31658 7.70711 4.70711C7.31658 5.09763 6.68342 5.09763 6.29289 4.70711L4 2.41421L1.70711 4.70711C1.31658 5.09763 0.683417 5.09763 0.292893 4.70711C-0.0976311 4.31658 -0.097631 3.68342 0.292893 3.29289L3.29289 0.292893C3.48043 0.105357 3.73478 0 4 0ZM0.292893 9.29289C0.683417 8.90237 1.31658 8.90237 1.70711 9.29289L4 11.5858L6.29289 9.29289C6.68342 8.90237 7.31658 8.90237 7.70711 9.29289C8.09763 9.68342 8.09763 10.3166 7.70711 10.7071L4.70711 13.7071C4.31658 14.0976 3.68342 14.0976 3.29289 13.7071L0.292893 10.7071C-0.0976311 10.3166 -0.0976311 9.68342 0.292893 9.29289Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-select: url(\"data:image\/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M0.292893 0.292893C0.683417 -0.097631 1.31658 -0.097631 1.70711 0.292893L5 3.58579L8.29289 0.292893C8.68342 -0.0976311 9.31658 -0.0976311 9.70711 0.292893C10.0976 0.683417 10.0976 1.31658 9.70711 1.70711L5.70711 5.70711C5.31658 6.09763 4.68342 6.09763 4.29289 5.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683418 0.292893 0.292893Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg width='640' height='640' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style>\n                        <div class=\"gform_heading\">\n                            <p class=\"gform_description\"><\/p>\n\t\t\t\t\t\t\t<p class=\"gform_required_legend\">\"<span class=\"gfield_required gfield_required_asterisk\">*<\/span>\" indicates required fields<\/p>\n                        <\/div><form data-product=\"Debt Resolution\" data-type=\"Lead Submission\" data-name=\"DR Multi Step Form\" method=\"post\" enctype=\"multipart\/form-data\" target=\"gform_ajax_frame_5\" id=\"gform_5\" class=\"jgw-multi-step-form moved-disclaimer-content gf-save-value-dr-ef\" action=\"\/wp-json\/wp\/v2\/posts\/44453\" data-formid=\"5\" novalidate>\n        <div id=\"gf_progressbar_wrapper_5\" class=\"gf_progressbar_wrapper\" data-start-at-zero=\"\">\n        \t<p class=\"gf_progressbar_title\">Step <span class=\"gf_step_current_page\">1<\/span> of <span class=\"gf_step_page_count\">4<\/span><span class=\"gf_step_page_name\"> - Debt Amount<\/span>\n        \t<\/p>\n            <div class=\"gf_progressbar gf_progressbar_blue\" aria-hidden=\"true\">\n                <div class=\"gf_progressbar_percentage percentbar_blue percentbar_25\" style=\"width:25%;\"><span>25%<\/span><\/div>\n            <\/div><\/div><div class=\"gf_custom_steps\"><div class=\"gf_step completed \"><\/div><div class=\"gf_step_connector\"><\/div><div class=\"gf_step  current\"><\/div><div class=\"gf_step_connector\"><\/div><div class=\"gf_step  current\"><\/div><\/div>\n                        <div class=\"gform-body gform_body\"><div id=\"gform_page_5_1\" class=\"gform_page \" data-js=\"page-field-id-0\" data-number=\"1\" data-name=\"Debt Amount\">\n\t\t\t\t\t<div class=\"gform_page_fields\"><div id=\"gform_fields_5\" class=\"gform_fields top_label form_sublabel_above description_above validation_below\"><div id=\"field_5_21\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full less-margin-bottom gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><h2>Choose your debt amount<\/h2><\/div><div id=\"field_5_14\" class=\"gfield gfield--type-number gfield--input-type-number gfield--width-full range-slider field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\">        <div class=\"ginput_container ginput_container_range\">\n            <div class=\"range-slider-block\">\n                <input data-api=\"credit_card_debt_amount\" data-name=\"credit_card_debt_amount\" name=\"input_14\" id=\"input_5_14\" type=\"range\" value=\"20000\" min=\"10000\" max=\"100000\" step=\"5000\" oninput='updateRangeValue(this, 14, \"10000\", \"100000\");'>\n                <span class=\"range-slider-min-value\">$10,000<\/span>\n                <span class=\"range-slider-max-value\">$100,000+<\/span>\n            <\/div>\n            <label for=\"range_value_14\" id=\"range_value_14\" class=\"range-slider-value-label\">\n                $20,000            <\/label>\n        <\/div>\n        <script>\n            function updateRangeValue(input, fieldId, min, max) {\n                var formattedValue = \"$\" + new Intl.NumberFormat().format(input.value.replace(\/,\/g, ''));\n                document.getElementById(\"range_value_\" + fieldId).textContent = formattedValue;\n            }\n        <\/script>\n        <\/div><\/div>\n                    <\/div>\n                    <div class=\"gform-page-footer gform_page_footer top_label\">\n                         <input type=\"button\" id=\"gform_next_button_5_15\" class=\"gform_next_button gform-theme-button button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"next\" value=\"Continue\"> \n                    <\/div>\n                <\/div>\n                <div id=\"gform_page_5_2\" class=\"gform_page\" data-js=\"page-field-id-15\" style=\"display:none;\" data-number=\"2\" data-name=\"Zip Code\">\n                    <div class=\"gform_page_fields\">\n                        <div id=\"gform_fields_5_2\" class=\"gform_fields top_label form_sublabel_above description_above validation_below\"><div id=\"field_5_22\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full less-margin-bottom gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><h2>Where are you located?<\/h2><\/div><div id=\"field_5_13\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full zipcode-validation field-400 overlap-label gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_13\">Zip Code<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input inputmode=\"numeric\" data-api=\"zipcode\" data-name=\"zipcode\" name=\"input_13\" id=\"input_5_13\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div>        <script>\n            (function($) {\n                $(document).ready(function(){\n                    $('.zipcode-validation input').inputmask('99999');\n                });\n            })(jQuery);\n        <\/script><\/div><\/div>\n                    <\/div>\n                    <div class=\"gform-page-footer gform_page_footer top_label\">\n                        <input type=\"button\" id=\"gform_previous_button_5_17\" class=\"gform_previous_button gform-theme-button gform-theme-button--secondary button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"previous\" value=\"Back\"> <input type=\"button\" id=\"gform_next_button_5_17\" class=\"gform_next_button gform-theme-button button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"next\" value=\"Continue\"> \n                    <\/div>\n                <\/div>\n                <div id=\"gform_page_5_3\" class=\"gform_page\" data-js=\"page-field-id-17\" style=\"display:none;\" data-event=\"submit\" data-number=\"3\" data-name=\"Contact Information\">\n                    <div class=\"gform_page_fields\">\n                        <div id=\"gform_fields_5_3\" class=\"gform_fields top_label form_sublabel_above description_above validation_below\"><div id=\"field_5_23\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full less-margin-bottom gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><h2>Contact Information<\/h2><\/div><div id=\"field_5_9\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half first-name-validation overlap-label gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_9\">First Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input data-api=\"first_name\" data-name=\"first_name\" name=\"input_9\" id=\"input_5_9\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div><\/div><div id=\"field_5_10\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half last-name-validation overlap-label gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_10\">Last Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input data-api=\"last_name\" data-name=\"last_name\" name=\"input_10\" id=\"input_5_10\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div><\/div><div id=\"field_5_11\" class=\"gfield gfield--type-email gfield--input-type-email gfield--width-half overlap-label email-validation gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_11\">Email Address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_email\">\n                            <input data-api=\"email_address\" data-name=\"email_address\" name=\"input_11\" id=\"input_5_11\" type=\"email\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\">\n                        <\/div><\/div><div id=\"field_5_12\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-half phone-validation overlap-label gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_12\">Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_phone\"><input inputmode=\"numeric\" data-api=\"phone_number\" data-name=\"phone_number\" name=\"input_12\" id=\"input_5_12\" type=\"tel\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div>        <script>\n            (function($) {\n                $(document).ready(function(){\n                    $('.phone-validation input').inputmask('(999) 999-9999');\n                });\n            })(jQuery);\n        <\/script><\/div><div id=\"field_5_25\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><p class=\"st-disclaimer-small\">By clicking \"Continue\" you consent to allowing JG Wentworth to contact you as described below.<\/p><\/div><div id=\"field_5_31\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><p class=\"move-consent-below-buttons\" style=\"text-align:center; font-size:12px; color:#3F4644\">By submitting this form, I am providing JG Wentworth, with express written consent to contact me regarding product offerings by SMS\/text messages or by using an auto dialer (or automated means) at the phone number(s) provided and such consent is not a condition of a purchase. I further consent to initial contact outside of permissible state and federal call times if made within approximately one hour of submission. Message and data rates may apply. You can opt-out of this service at any time by replying to our last message with &ldquo;STOP&rdquo;. For assistance, please call any number listed on this website. I also consent and agree to JG Wentworth&rsquo;s <a style=\"font-size:12px; text-decoration:underline\" href=\"\/jg-wentworth-company-r-consumer-privacy-notice\" target=\"_blank\">Privacy Policy<\/a> and <a style=\"font-size:12px; text-decoration:underline\" href=\"\/terms-use\" target=\"_blank\">Terms of Use.<\/a><\/p><\/div><\/div>\n                    <\/div>\n                    <div class=\"gform-page-footer gform_page_footer top_label\">\n                        <input type=\"button\" id=\"gform_previous_button_5_18\" class=\"gform_previous_button gform-theme-button gform-theme-button--secondary button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"previous\" value=\"Back\"> <input type=\"button\" id=\"gform_next_button_5_18\" class=\"gform_next_button gform-theme-button button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"next\" value=\"Continue\"> \n                    <\/div>\n                <\/div>\n                <div id=\"gform_page_5_4\" class=\"gform_page\" data-js=\"page-field-id-18\" style=\"display:none;\" data-number=\"4\" data-name=\"Address\">\n                    <div class=\"gform_page_fields\">\n                        <div id=\"gform_fields_5_4\" class=\"gform_fields top_label form_sublabel_above description_above validation_below\"><div id=\"field_5_24\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full less-margin-bottom gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><h2>Confirm Your Address<\/h2>\n<\/div><div id=\"field_5_26\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full address-validation overlap-label adr-street gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_26\">Street Address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input data-api=\"address\" data-name=\"address\" name=\"input_26\" id=\"input_5_26\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div><\/div><div id=\"field_5_27\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half city-validation overlap-label adr-citi gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_27\">City<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input data-api=\"city\" data-name=\"city\" name=\"input_27\" id=\"input_5_27\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div><\/div><div id=\"field_5_28\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half overlap-label adr-state gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_28\">State<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><select data-api=\"state\" data-name=\"state\" name=\"input_28\" id=\"input_5_28\" class=\"medium gfield_select\" aria-describedby=\"gfield_description_5_28\" required><option value=\"\">Select State<\/option><option value=\"AL\">Alabama<\/option><option value=\"AK\">Alaska<\/option><option value=\"AZ\">Arizona<\/option><option value=\"AR\">Arkansas<\/option><option value=\"CA\">California<\/option><option value=\"CO\">Colorado<\/option><option value=\"CT\">Connecticut<\/option><option value=\"DC\">District of Columbia<\/option><option value=\"DE\">Delaware<\/option><option value=\"FL\">Florida<\/option><option value=\"GA\">Georgia<\/option><option value=\"HI\">Hawaii<\/option><option value=\"ID\">Idaho<\/option><option value=\"IL\">Illinois<\/option><option value=\"IN\">Indiana<\/option><option value=\"IA\">Iowa<\/option><option value=\"KS\">Kansas<\/option><option value=\"KY\">Kentucky<\/option><option value=\"LA\">Louisiana<\/option><option value=\"ME\">Maine<\/option><option value=\"MD\">Maryland<\/option><option value=\"MA\">Massachusetts<\/option><option value=\"MI\">Michigan<\/option><option value=\"MN\">Minnesota<\/option><option value=\"MS\">Mississippi<\/option><option value=\"MO\">Missouri<\/option><option value=\"MT\">Montana<\/option><option value=\"NE\">Nebraska<\/option><option value=\"NV\">Nevada<\/option><option value=\"NH\">New Hampshire<\/option><option value=\"NJ\">New Jersey<\/option><option value=\"NM\">New Mexico<\/option><option value=\"NY\">New York<\/option><option value=\"NC\">North Carolina<\/option><option value=\"ND\">North Dakota<\/option><option value=\"OH\">Ohio<\/option><option value=\"OK\">Oklahoma<\/option><option value=\"OR\">Oregon<\/option><option value=\"PA\">Pennsylvania<\/option><option value=\"PR\">Puerto Rico<\/option><option value=\"RI\">Rhode Island<\/option><option value=\"SC\">South Carolina<\/option><option value=\"SD\">South Dakota<\/option><option value=\"TN\">Tennessee<\/option><option value=\"TX\">Texas<\/option><option value=\"UT\">Utah<\/option><option value=\"VT\">Vermont<\/option><option value=\"VA\">Virginia<\/option><option value=\"WA\">Washington<\/option><option value=\"WV\">West Virginia<\/option><option value=\"WI\">Wisconsin<\/option><option value=\"WY\">Wyoming<\/option><\/select><script type=\"text\/javascript\">\n    document.getElementById(\"input_5_28\").addEventListener(\"change\", function() {\n        \/\/ Set the cookie to expire in 1 hour (3600000 milliseconds)\n        let expiryDate = new Date();\n        expiryDate.setTime(expiryDate.getTime() - (1000 * 60 * 60)); \/\/ Subtracts 1 hour from current time\n        document.cookie = \"dr_zip_api_response=; expires=\" + expiryDate.toUTCString() + \"; path=\/;\";\n    });\n<\/script><\/div><div id=\"field_5_29\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half zipcode-validation overlap-label adr-zip gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_29\">Zip Code<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input inputmode=\"numeric\" data-api=\"zip\" data-name=\"zip\" name=\"input_29\" id=\"input_5_29\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div>        <script>\n            (function($) {\n                $(document).ready(function(){\n                    $('.zipcode-validation input').inputmask('99999');\n                });\n            })(jQuery);\n        <\/script><\/div><div id=\"field_5_30\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-half adr-dob-validation overlap-label adr-date gfield_contains_required field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><label class=\"gfield_label gform-field-label\" for=\"input_5_30\">Date of birth<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class=\"ginput_container ginput_container_text\"><input inputmode=\"numeric\" data-api=\"date_of_birth\" data-name=\"date_of_birth\" name=\"input_30\" id=\"input_5_30\" type=\"text\" value=\"\" class=\"large\" aria-required=\"true\" aria-invalid=\"false\"><\/div>        <script>\n            (function($) {\n                $(document).ready(function(){\n                    $('.adr-dob-validation input').inputmask('99\/99\/9999');\n                });\n            })(jQuery);\n        <\/script><\/div><fieldset id=\"field_5_20\" class=\"gfield gfield--type-consent gfield--type-choice gfield--input-type-consent gfield--width-full gfield_contains_required field_sublabel_above gfield--no-description field_description_above hidden_label field_validation_below gfield_visibility_visible\"><legend class=\"gfield_label gform-field-label gfield_label_before_complex\">Consent<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/legend><div class=\"ginput_container ginput_container_consent\"><input name=\"input_20.1\" id=\"input_5_20_1\" type=\"checkbox\" value=\"1\" aria-required=\"true\" aria-invalid=\"false\"> <label class=\"gform-field-label gform-field-label--type-inline gfield_consent_label\" for=\"input_5_20_1\">By clicking \"Submit\" you consent to allow JG Wentworth to access your credit report as described below. This will not impact your credit score.<span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/label><input type=\"hidden\" name=\"input_20.2\" value='By clicking \"Submit\" you consent to allow JG Wentworth to access your credit report as described below. This will not impact your credit score.' class=\"gform_hidden\"><input type=\"hidden\" name=\"input_20.3\" value=\"1\" class=\"gform_hidden\"><\/div><\/fieldset><div id=\"field_5_32\" class=\"gfield gfield--type-html gfield--input-type-html gfield--width-full gfield_html gfield_no_follows_desc field_sublabel_above gfield--no-description field_description_above field_validation_below gfield_visibility_visible\"><p class=\"move-consent-below-buttons\" style=\"text-align:center; font-size:12px; color:#3F4644\">Pursuant to the Fair Credit Reporting Act (FCRA), I hereby provide my written instructions and authorization for J.G. Wentworth to obtain a consumer report on me. I understand that J.G. Wentworth has a permissible purpose under the FCRA to request and review my consumer report in connection with a financial transaction. I acknowledge that this request for a consumer report is being made in accordance with my explicit consent and instructions as required under the FCRA.<\/p><\/div><\/div><\/div>\n        <div class=\"gform-page-footer gform_page_footer top_label\"><input type=\"submit\" id=\"gform_previous_button_5\" class=\"gform_previous_button gform-theme-button gform-theme-button--secondary button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"previous\" value=\"Back\"> <input type=\"submit\" id=\"gform_submit_button_5\" class=\"gform_button button\" onclick=\"gform.submission.handleButtonClick(this);\" data-submission-type=\"submit\" value=\"Submit\"> <input type=\"hidden\" name=\"gform_ajax\" value=\"form_id=5&amp;title=&amp;description=1&amp;tabindex=0&amp;theme=orbital&amp;hash=211d01d8d3d11279c004e158303b08aa\">\n            <input type=\"hidden\" class=\"gform_hidden\" name=\"gform_submission_method\" data-js=\"gform_submission_method_5\" value=\"iframe\">\n            <input type=\"hidden\" class=\"gform_hidden\" name=\"gform_theme\" data-js=\"gform_theme_5\" id=\"gform_theme_5\" value=\"orbital\">\n            <input type=\"hidden\" class=\"gform_hidden\" name=\"gform_style_settings\" data-js=\"gform_style_settings_5\" id=\"gform_style_settings_5\" value=\"\">\n            <input type=\"hidden\" class=\"gform_hidden\" name=\"is_submit_5\" value=\"1\">\n            <input type=\"hidden\" class=\"gform_hidden\" name=\"gform_submit\" value=\"5\">\n            \n            <input type=\"hidden\" class=\"gform_hidden\" name=\"gform_unique_id\" value=\"\">\n            <input type=\"hidden\" class=\"gform_hidden\" name=\"state_5\" value=\"WyJ7XCIyMC4xXCI6XCI4ZGVlY2FkOTAyMDA0MzNhZGMyN2Q3ZjQ3OGYwOGJkNFwiLFwiMjAuMlwiOlwiMDNiZjViMTY4NjJmYmM4YmU3Y2JjY2NkNjgxNzg2OTNcIixcIjIwLjNcIjpcIjhkZWVjYWQ5MDIwMDQzM2FkYzI3ZDdmNDc4ZjA4YmQ0XCJ9IiwiYjkzNDE3NWM5YmJkMjFhYzY2NjJmNjEzNTg0ZTYzYmEiXQ==\">\n            <input type=\"hidden\" autocomplete=\"off\" class=\"gform_hidden\" name=\"gform_target_page_number_5\" id=\"gform_target_page_number_5\" value=\"2\">\n            <input type=\"hidden\" autocomplete=\"off\" class=\"gform_hidden\" name=\"gform_source_page_number_5\" id=\"gform_source_page_number_5\" value=\"1\">\n            <input type=\"hidden\" name=\"gform_field_values\" value=\"\">\n            \n        <\/div>\n             <\/div><\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style=\"display:none;width:0px;height:0px;\" src=\"about:blank\" name=\"gform_ajax_frame_5\" id=\"gform_ajax_frame_5\" title=\"This iframe contains the logic required to handle Ajax powered Gravity Forms.\"><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 5, 'https:\/\/www.jgwentworth.com\/wp-content\/themes\/hello-elementor-child\/img\/spinner.svg', true );jQuery('#gform_ajax_frame_5').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = jQuery(this).contents().find('body').hasClass('GF_AJAX_POSTBACK');if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_5');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_5').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_5').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_5').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_5').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_5').val();gformInitSpinner( 5, 'https:\/\/www.jgwentworth.com\/wp-content\/themes\/hello-elementor-child\/img\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [5, current_page]);window['gf_submitting_5'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_5').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [5]);window['gf_submitting_5'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_5').text());}else{jQuery('#gform_5').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"5\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_5\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_5\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_5\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 5, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n\t\t\t<\/div>\n            \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc3b40a elementor-widget elementor-widget-text-editor\" data-id=\"fc3b40a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>When hiring a debt collector attorney is worth the cost<\/h2><p>Not every debt collection situation <a href=\"https:\/\/www.jgwentworth.com\/resources\/do-i-need-a-lawyer-for-debt-collection\">requires an attorney<\/a>. If you owe a small amount, acknowledge the debt is valid, and can work out a payment plan directly with the collector, legal representation may be unnecessary overhead. However, several scenarios make hiring an attorney not just worthwhile, but potentially financially advantageous.<\/p><h4>You&rsquo;ve been served with a lawsuit<\/h4><ul><li>Once a debt collector <a href=\"https:\/\/www.jgwentworth.com\/resources\/how-to-get-a-debt-lawsuit-dismissed\">files a lawsuit against you<\/a>, the stakes escalate dramatically. If you fail to respond appropriately or lose the case, the creditor can obtain a judgment against you. This judgment can lead to wage garnishment, bank account levies, and property liens. A judgment also remains on your credit report for seven years from the filing date, severely damaging your credit score.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Many debt collection lawsuits are filed with the expectation that defendants won&rsquo;t respond, resulting in default judgments. However, collection agencies often lack proper documentation <a href=\"https:\/\/www.jgwentworth.com\/resources\/how-often-do-debt-collectors-take-you-to-court\">to prove the debt in court<\/a>. An attorney can challenge whether the collector has standing to sue, whether the statute of limitations has expired, and whether they can provide the required documentation linking you to the debt. In many cases, these challenges result in cases being dismissed or settlements for significantly less than the claimed amount.<\/li><\/ul><p>&nbsp;<\/p><ul><li>The cost of an attorney in these situations is often far less than the judgment amount, potential garnishments, and long-term credit damage you&rsquo;d face by proceeding without representation.<\/li><\/ul><h4>The debt collector is violating the law<\/h4><ul><li>Sometimes debt collectors <a href=\"https:\/\/www.jgwentworth.com\/resources\/are-debt-collectors-legal\">violate consumer protection laws<\/a>, sometimes out of ignorance and sometimes through deliberate aggressive tactics. If a collector is calling you before 8 a.m. or after 9 p.m., contacting you at work after you&rsquo;ve asked them not to, discussing your debt with third parties like family members or employers, using abusive or threatening language, calling repeatedly to harass you, or misrepresenting the amount you owe or their authority to collect, they&rsquo;re violating the FDCPA.<\/li><\/ul><p>&nbsp;<\/p><ul><li>These violations aren&rsquo;t just annoying&mdash;they&rsquo;re actionable. Under federal law, you can sue debt collectors for FDCPA violations and potentially recover up to $1,000 in statutory damages per violation, plus actual damages for any harm suffered, and attorney&rsquo;s fees. Many consumer protection attorneys work on contingency in these cases, meaning they only get paid if you win or settle, and their fees come from the collector, not your pocket.<\/li><\/ul><p>&nbsp;<\/p><ul><li>In some instances, the violations are so clear and the potential recovery so substantial that hiring an attorney costs you nothing while holding collectors accountable and potentially putting money back in your pocket.<\/li><\/ul><h4>The debt isn&rsquo;t yours or the amount is wrong<\/h4><ul><li>Identity theft and clerical errors result in countless people being pursued for debts they don&rsquo;t owe. If you&rsquo;re being contacted about a debt you don&rsquo;t recognize, that belongs to someone with a similar name, that you already paid, or that&rsquo;s for an incorrect amount, an attorney can help you navigate the dispute process effectively.<\/li><\/ul><p>&nbsp;<\/p><ul><li>While <a href=\"https:\/\/www.jgwentworth.com\/resources\/how-to-dispute-debt-collection-and-win\">you can dispute debts directly<\/a> with collectors and credit bureaus, these organizations often have internal processes designed to favor their interests. An attorney understands how to document disputes properly, escalate issues when collectors fail to verify debts, and take legal action when necessary. They can also help you understand whether the debt might be the result of identity theft and guide you through reporting and resolution procedures.<\/li><\/ul><h4>The statute of limitations may have expired<\/h4><ul><li>Every state has a <a href=\"https:\/\/www.jgwentworth.com\/resources\/what-to-do-if-debt-is-past-the-statute-of-limitations\">statute of limitations for debt collection<\/a>&mdash;a time period after which creditors can no longer sue you to collect a debt. These periods typically range from three to ten years depending on the state and type of debt. However, the rules are complex. The clock might restart if you make a payment, acknowledge the debt in writing, or take certain other actions.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Determining whether the statute of limitations has expired requires understanding when the clock started, what type of debt is involved, which state&rsquo;s laws apply, and whether any actions reset the clock. An attorney specializing in debt collection defense can analyze your situation and determine if you have a time-barred debt defense. If the statute has expired and a collector sues anyway, an attorney can raise this as an affirmative defense, typically resulting in dismissal of the case.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Importantly, you shouldn&rsquo;t simply ignore a lawsuit even if you believe the statute of limitations has expired. You must raise this defense in court, which typically requires legal representation to do effectively.<\/li><\/ul><h4>You&rsquo;re facing wage garnishment or bank levies<\/h4><ul><li>If a creditor has already obtained a judgment and is moving to garnish your wages or <a href=\"https:\/\/www.jgwentworth.com\/resources\/what-is-a-bank-levy\">levy your bank accounts<\/a>, an attorney may still be able to help. Depending on your state, certain income sources are exempt from garnishment, including portions of wages, Social Security benefits, disability payments, and retirement income.<\/li><\/ul><p>&nbsp;<\/p><ul><li>An attorney can file objections to garnishments, help you claim applicable exemptions, negotiate payment arrangements to stop garnishment, or potentially help you vacate the judgment if there were procedural problems with how it was obtained. While acting before a judgment is always preferable, post-judgment remedies can still provide significant relief.<\/li><\/ul><h4>The debt is large or complex<\/h4><ul><li>For smaller debts&mdash;generally under $1,000&mdash;the cost of legal representation might exceed the potential benefit unless clear legal violations are involved. However, for <a href=\"https:\/\/www.jgwentworth.com\/resources\/how-much-credit-card-debt-is-too-much\">debts of several thousand dollars or more<\/a>, or for complex situations involving multiple creditors, business debts, or secured debts, attorney fees become proportionally smaller compared to what&rsquo;s at stake.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Large debts also create more room for negotiation. Attorneys experienced in debt settlement often achieve better results than individuals negotiating on their own because they understand creditors&rsquo; cost-benefit calculations and have established relationships with collection attorneys and agencies.<\/li><\/ul><p>&nbsp;<\/p><h2>What to look for in a debt collector attorney<\/h2><p>Not all attorneys are created equal, and the lawyer who handled your home purchase or wrote your will likely isn&rsquo;t the right choice for debt collection defense. Finding the right attorney requires looking for specific qualifications and characteristics.<\/p><h4>Specialization in consumer protection or debt defense<\/h4><ul><li>The most important factor is finding an attorney who focuses specifically on consumer protection law and debt collection defense. These lawyers understand the nuances of the FDCPA, FCRA, and state consumer protection statutes. They&rsquo;re familiar with the tactics debt collectors use, the documentation requirements in debt collection cases, and the most effective defense strategies.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Ask potential attorneys what percentage of their practice involves debt collection defense and consumer protection. You want someone for whom this is a primary practice area, not an occasional side matter. Also ask if they represent both consumers and creditors&mdash;attorneys who work both sides of debt cases may have conflicts of interest that limit their effectiveness on your behalf.<\/li><\/ul><h4>Experience with your specific situation<\/h4><ul><li>Within debt defense, attorneys may have different areas of focus. Some primarily handle FDCPA violation cases, others focus on defending lawsuits, and still others specialize in credit report disputes or identity theft cases. Look for an attorney whose experience aligns with your specific situation.<\/li><\/ul><p>&nbsp;<\/p><ul><li>During consultations, ask about their experience with cases similar to yours. How many debt collection lawsuits have they defended? What&rsquo;s their track record with FDCPA violation cases? Have they successfully challenged debts from the specific collector pursuing you? The more relevant experience, the better.<\/li><\/ul><h4>Fee structure and transparency<\/h4><ul><li>Understanding how an attorney charges is crucial for evaluating whether their services are worth the cost. Common fee structures in debt collection cases include contingency fees, where the attorney takes a percentage of what they recover for you in FDCPA violation cases; flat fees for specific services like defending a lawsuit or negotiating a settlement; hourly rates for ongoing representation; and hybrid arrangements combining elements of these approaches.<\/li><\/ul><p>&nbsp;<\/p><ul><li>For FDCPA violation cases, many attorneys work on contingency with no upfront cost to you. The attorney&rsquo;s fees often come from the debt collector as part of the settlement or judgment. For debt defense and negotiation, flat fees are common and allow you to know your total cost upfront.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Be wary of attorneys who are vague about their fees or unwilling to provide estimates in writing. Ask for a written fee agreement that clearly explains what services are included, how much you&rsquo;ll pay, when payment is due, and what additional costs might arise. Also clarify whether you&rsquo;ll be responsible for costs beyond attorney&rsquo;s fees, such as court filing fees, service of process costs, or expert witness fees.<\/li><\/ul><h4>Communication style and availability<\/h4><ul><li>Your attorney should be someone who communicates clearly, responds to your questions promptly, and keeps you informed about your case&rsquo;s progress. During your initial consultation, pay attention to whether the attorney listens to your concerns, explains things in terms you understand, and shows genuine interest in your situation.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Ask about their communication practices. How quickly can you expect responses to calls or emails? Will you work directly with the attorney or primarily with paralegals or assistants? How will they keep you updated on case developments? An attorney who&rsquo;s difficult to reach or who dismisses your questions during the consultation is likely to be frustrating to work with throughout your case.<\/li><\/ul><h4>Reputation and track record<\/h4><ul><li>Research potential attorneys&rsquo; reputations through multiple channels. Check their standing with the state bar association to ensure they&rsquo;re licensed and have no disciplinary actions against them. Look for online reviews, but read them critically, understanding that extremely positive or negative reviews may not represent typical experiences.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Ask for references from past clients with similar cases, though understand that confidentiality rules may limit what attorneys can share. Professional credentials can also indicate expertise, such as membership in the <a href=\"https:\/\/www.consumeradvocates.org\/\" target=\"_blank\" rel=\"noopener noreferrer\">National Association of Consumer Advocates<\/a> (NACA), which focuses on consumer rights, or state-specific consumer law associations.<\/li><\/ul><p>&nbsp;<\/p><ul><li>During consultations, don&rsquo;t hesitate to ask about the attorney&rsquo;s success rate with cases like yours. While past results don&rsquo;t guarantee future outcomes, they provide insight into the attorney&rsquo;s capabilities and approach.<\/li><\/ul><h4>Realistic assessment and honest communication<\/h4><ul><li>Be cautious of attorneys who make guarantees or promises specific outcomes. Honest attorneys will assess your situation realistically, explain possible outcomes, identify strengths and weaknesses in your case, and set appropriate expectations about what they can achieve.<\/li><\/ul><p>&nbsp;<\/p><ul><li>An attorney who tells you exactly what you want to hear&mdash;that your debt will definitely be erased or that you&rsquo;ll definitely win a lawsuit&mdash;may be more interested in getting your business than providing realistic counsel. The best attorneys are honest about challenges while still advocating zealously for your interests.<\/li><\/ul><p>&nbsp;<\/p><h2>Evaluating the cost-benefit of legal representation<\/h2><p>Deciding whether an attorney is worth the cost requires analyzing both the tangible and intangible benefits against the expenses involved.<\/p><h4>Calculating potential financial benefits<\/h4><ul><li>Start by identifying what you stand to lose without an attorney. If you&rsquo;re facing a $10,000 lawsuit, wage garnishment of 25% of your disposable income, or seven years of severely damaged credit affecting your housing and employment prospects, the potential losses are substantial. Compare this to the attorney&rsquo;s fees. If a lawyer charges $2,000 to defend a $10,000 lawsuit and achieves a dismissal or settlement for $3,000, you&rsquo;ve saved $5,000 net of legal fees.<\/li><\/ul><p>&nbsp;<\/p><ul><li>For FDCPA violation cases on contingency, the financial analysis is simpler&mdash;if there&rsquo;s no recovery, you typically pay nothing, making representation essentially risk-free from a cost perspective.<\/li><\/ul><p>&nbsp;<\/p><ul><li>Consider also the time value of resolving issues quickly. An <a href=\"https:\/\/www.jgwentworth.com\/resources\/can-a-lawyer-negotiate-credit-card-debt\">attorney who negotiates a settlement<\/a> might resolve your case in months, while handling it yourself could take years of ongoing stress and collection attempts.<\/li><\/ul><h4>Considering non-financial factors<\/h4><ul><li>Beyond dollars, legal representation offers stress reduction through knowing an expert is handling your case, time savings by allowing you to focus on work and family rather than navigating legal processes, improved credit outcomes through faster resolution and potentially preventing negative reporting, and peace of mind from understanding your rights and options.<\/li><\/ul><p>&nbsp;<\/p><ul><li>These intangible benefits are real even if they&rsquo;re difficult to quantify. For many people, ending the constant stress and anxiety of debt collection is worth the cost of an attorney regardless of the financial outcome.<\/li><\/ul><p><strong>&nbsp;<\/strong><\/p><h2>The bottom line<\/h2><p>Debt collection problems can feel overwhelming, but understanding your options empowers you to make informed decisions. Whether you decide to hire an attorney or handle matters yourself, the key is taking action rather than ignoring the situation.<\/p><p>The decision to hire an attorney is ultimately about value: weighing what you stand to lose against what representation costs and what it might achieve. For many people facing debt collection, particularly those being sued or experiencing collector abuses, that calculation clearly favors legal representation. For others, understanding what to look for in an attorney and when representation makes sense provides the knowledge needed to make the best choice for their unique situation.<\/p><p>&nbsp;<\/p><h2>There&rsquo;s always JG Wentworth&hellip;<\/h2><p>Need help from collectors but can&rsquo;t afford an attorney? Do you have $10,000 or more in <a href=\"https:\/\/www.jgwentworth.com\/resources\/what-is-unsecured-debt\">unsecured debt<\/a>? If so, there&rsquo;s a good chance you&rsquo;ll qualify for the JG Wentworth <a href=\"https:\/\/www.jgwentworth.com\/debt-relief\">Debt Relief Program<\/a>.* Some of our program perks include:&nbsp;<\/p><ul><li><strong>One monthly program payment<\/strong>&nbsp;<\/li><\/ul><ul><li><strong>We negotiate on your behalf<\/strong>&nbsp;<\/li><\/ul><ul><li><strong>Average debt resolution in as little as 24-60 months<\/strong>&nbsp;<\/li><\/ul><ul><li><strong>We only get paid when we settle your debt<\/strong>&nbsp;&nbsp;<\/li><\/ul><ul><li><strong>Some clients save up to 43% before program fees<\/strong><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f378098 elementor-widget elementor-widget-text-editor\" data-id=\"f378098\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/www.jgwentworth.com\/resources\/is-debt-relief-right-for-you\">If you think you qualify<\/a> for our program, give us a call today so we can go over the best options for your specific financial needs. Why go it alone when you can have a dedicated team on your side?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69ee7a91 e-flex e-con-boxed e-con e-child\" data-id=\"69ee7a91\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71c48846 e-con-full e-flex e-con e-child\" data-id=\"71c48846\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a0e4fae elementor-widget elementor-widget-template\" data-id=\"6a0e4fae\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"1972\" class=\"elementor elementor-1972\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c4ddeb3 e-con-full blog-post-author e-flex e-con e-parent\" data-id=\"7c4ddeb3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e309cf8 e-flex e-con-boxed e-con e-child\" data-id=\"3e309cf8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-37a051fb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"37a051fb\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f9eedf e-con-full e-flex e-con e-child\" data-id=\"7f9eedf\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d120753 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"4d120753\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">About the author<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-661e21c5 e-con-full e-flex e-con e-child\" data-id=\"661e21c5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ae0c8f9 elementor-widget elementor-widget-image\" data-id=\"3ae0c8f9\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.jgwentworth.com\/author\/jg-wentworth\">\n\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/03\/FB-96x96.jpg\" title=\"\" alt=\"\">\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39382164 e-con-full e-flex e-con e-child\" data-id=\"39382164\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49e5a49e elementor-widget elementor-widget-heading\" data-id=\"49e5a49e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.jgwentworth.com\/author\/jg-wentworth\">JG Wentworth<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70137974 elementor-widget elementor-widget-text-editor\" data-id=\"70137974\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tJG Wentworth is a financial services company that specializes in structured settlement\/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70731a72 e-flex e-con-boxed e-con e-parent\" data-id=\"70731a72\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78938ea9 elementor-widget elementor-widget-template\" data-id=\"78938ea9\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t<?xml encoding=\"UTF-8\"><div data-elementor-type=\"container\" data-elementor-id=\"1990\" class=\"elementor elementor-1990\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-304a1d6c e-con-full page-content e-flex e-con e-parent\" data-id=\"304a1d6c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-700f0e9d e-con-full e-con-jgw-boxed e-flex e-con e-child\" data-id=\"700f0e9d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4ff119d8 e-con-full e-flex e-con e-child\" data-id=\"4ff119d8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e9942c1 elementor-widget elementor-widget-heading\" data-id=\"3e9942c1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recommended reading for you<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f944f15 elementor-grid-4 elementor-widget__width-inherit elementor-grid-tablet-2 elementor-grid-mobile-1 elementor-widget elementor-widget-loop-grid\" data-id=\"f944f15\" data-element_type=\"widget\" data-settings='{\"template_id\":\"2009\",\"columns\":4,\"_skin\":\"post\",\"columns_tablet\":\"2\",\"columns_mobile\":\"1\",\"edit_handle_selector\":\"[data-elementor-type=\\\"loop-item\\\"]\",\"row_gap\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_widescreen\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_laptop\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_tablet_extra\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_tablet\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_mobile_extra\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]},\"row_gap_mobile\":{\"unit\":\"px\",\"size\":\"\",\"sizes\":[]}}' data-widget_type=\"loop-grid.post\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-loop-container elementor-grid\" role=\"list\">\n\t\t<style id=\"loop-2009\">.blog-post-card {\n    text-decoration: none;\n}\n.elementor-2009 .elementor-element.elementor-element-63e2468f{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-end;--align-items:flex-end;--gap:0px 0px;--row-gap:0px;--column-gap:0px;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-2009 .elementor-element.elementor-element-63e2468f.e-con{--align-self:center;}.elementor-2009 .elementor-element.elementor-element-1b694e78{--display:flex;}.elementor-widget-theme-post-featured-image .widget-image-caption{color:var( --e-global-color-text );font-weight:var( --e-global-typography-text-font-weight );}.elementor-2009 .elementor-element.elementor-element-b92bc70{width:100%;max-width:100%;}.elementor-2009 .elementor-element.elementor-element-b92bc70 img{width:100%;height:185px;object-fit:cover;object-position:top center;filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );transition-duration:0.3s;border-radius:8px 8px 8px 8px;}.elementor-2009 .elementor-element.elementor-element-b92bc70:hover img{filter:brightness( 105% ) contrast( 100% ) saturate( 105% ) blur( 0px ) hue-rotate( 0deg );}.elementor-2009 .elementor-element.elementor-element-9989779{--display:flex;--flex-direction:column;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:flex-start;--gap:5px 5px;--row-gap:5px;--column-gap:5px;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:20px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-2009 .elementor-element.elementor-element-e3b1d68{--display:flex;--gap:0px 0px;--row-gap:0px;--column-gap:0px;}.elementor-widget-heading .elementor-heading-title{font-weight:var( --e-global-typography-primary-font-weight );color:var( --e-global-color-primary );}.elementor-2009 .elementor-element.elementor-element-71fded65{width:initial;max-width:initial;text-align:left;}.elementor-2009 .elementor-element.elementor-element-71fded65 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-71fded65.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-71fded65 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:700;line-height:18px;color:var( --e-global-color-primary );}.elementor-2009 .elementor-element.elementor-element-5f334874{--display:flex;--flex-direction:row;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );--container-widget-height:100%;--container-widget-flex-grow:1;--container-widget-align-self:stretch;--flex-wrap-mobile:wrap;--justify-content:flex-start;--align-items:center;--gap:4px 4px;--row-gap:4px;--column-gap:4px;--flex-wrap:wrap;--border-radius:0px 0px 0px 0px;--margin-top:0px;--margin-bottom:0px;--margin-left:0px;--margin-right:0px;--padding-top:0px;--padding-bottom:0px;--padding-left:0px;--padding-right:0px;}.elementor-2009 .elementor-element.elementor-element-51481055{width:initial;max-width:initial;text-align:left;}.elementor-2009 .elementor-element.elementor-element-51481055 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-51481055.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-51481055 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:400;line-height:18px;color:#787878;}.elementor-2009 .elementor-element.elementor-element-2077109a .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-weight:100;line-height:18px;color:var( --e-global-color-c438c4e );}.elementor-2009 .elementor-element.elementor-element-18d01b46{width:initial;max-width:initial;text-align:left;}.elementor-2009 .elementor-element.elementor-element-18d01b46 > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-18d01b46.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-18d01b46 .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:12px;font-weight:400;line-height:18px;color:#787878;}.elementor-2009 .elementor-element.elementor-element-21a0dd5{width:initial;max-width:initial;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e{width:var( --container-widget-width, 100% );max-width:100%;--container-widget-width:100%;--container-widget-flex-grow:0;text-align:left;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e > .elementor-widget-container{margin:0px 0px 0px 0px;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e.elementor-element{--flex-grow:0;--flex-shrink:0;}.elementor-2009 .elementor-element.elementor-element-5cb7e76e .elementor-heading-title{font-family:\"Poppins\", Sans-serif;font-size:18px;font-weight:700;text-decoration:none;line-height:28px;color:rgba(63,70,68,1);}.elementor-widget-theme-post-excerpt .elementor-widget-container{font-weight:var( --e-global-typography-text-font-weight );color:var( --e-global-color-text );}.elementor-2009 .elementor-element.elementor-element-5ebb83e .elementor-widget-container{font-family:\"Poppins\", Sans-serif;font-size:16px;font-weight:400;line-height:24px;}@media(min-width:768px){.elementor-2009 .elementor-element.elementor-element-63e2468f{--width:100%;}}@media(max-width:1024px){.elementor-2009 .elementor-element.elementor-element-b92bc70 img{height:200px;}}@media(max-width:767px){.elementor-2009 .elementor-element.elementor-element-b92bc70 img{height:168px;}.elementor-2009 .elementor-element.elementor-element-9989779{--justify-content:flex-start;}.elementor-2009 .elementor-element.elementor-element-e3b1d68{--align-items:flex-start;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-2009 .elementor-element.elementor-element-5f334874{--align-items:center;--container-widget-width:calc( ( 1 - var( --container-widget-flex-grow ) ) * 100% );}.elementor-2009 .elementor-element.elementor-element-5cb7e76e .elementor-heading-title{font-size:16px;line-height:24px;}}\n\n\/* Start custom CSS for heading, class: .elementor-element-71fded65 *\/.blog-post-card .elementor-heading-title {\n    vertical-align: middle;\n}\/* End custom CSS *\/\n\n\n\n\n\n\n\n\n\n\/* Start custom CSS for container, class: .elementor-element-9989779 *\/.post-text {\n    height: 165px;\n    overflow: hidden;\n    flex-wrap: initial;\n    --mask: linear-gradient(to bottom, \n      rgba(0,0,0, 1) 0,   rgba(0,0,0, 1) 70%, \n      rgba(0,0,0, 0) 99%, rgba(0,0,0, 0) 0\n  ) 100% 50% \/ 100% 100% repeat-x;\n  -webkit-mask: var(--mask); \n  mask: var(--mask);\n}\/* End custom CSS *\/\n\n\/* Start custom CSS for container, class: .elementor-element-63e2468f *\/a.blog-post-card {\n    text-decoration: none;\n}\/* End custom CSS *\/\n<\/style><?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-23367 post-23367 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/11-word-phrase-to-stop-debt-collectors\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/Stopping-debt-collectors-qrona18xvzt9cbgywnyrfz1ohs5jrupapzm90hgknc.jpg\" title=\"Stopping debt collectors\" alt=\"Stopping debt collectors\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Feb 4, 2026<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">11 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">What is the 11-Word Phrase to Stop Debt Collectors?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tSounds like magic, right? Thankfully, there&rsquo;s no spell required. In this blog, we'll explore this phrase, its origins, how to use it, and what it means for your rights as a consumer....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-9119 post-9119 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/how-to-get-a-debt-lawsuit-dismissed\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/Judge-Dismissing-Debt-Lawsuit-qq6r0zkzb9qfif3wa14eo4xlx97ndatwpb4jnrc5ai.jpg\" title=\"Court of Law Trial in Session: Honorable Female Judge Pronouncing Sentence, striking Gavel. Focus on Mallet, Hammer. Cinematic Shot of Dramatic Not Guilty Verdict. Close-up Shot.\" alt=\"Judge Dismissing Debt Lawsuit\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Aug 14, 2025<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">10 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How to Get a Debt Lawsuit Dismissed<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tThere are several legitimate legal strategies that can lead to debt lawsuit dismissal. Let's take a look at the top 3....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-13832 post-13832 post type-post status-publish format-standard has-post-thumbnail hentry category-annuity-purchasing tag-featured\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/when-should-i-start-taking-money-out-of-my-annuity\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/Icon-of-man-about-to-break-piggy-bank.jpg-qpju7z5llu8mb1v4m2a7s2cg62adwlmqyjn1clgng8.webp\" title=\"Icon of man about to break piggy bank\" alt=\"man breaking piggy bank\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Annuity Purchasing<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Apr 3, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">When Should I Start Taking Money Out of My Annuity?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tDiscover expert advice on when to start taking money out of your annuity with JG Wentworth. Learn about the best strategies for maximizing your retirement income and making informed financial decisions. Visit our page for...\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n<?xml encoding=\"UTF-8\"><div data-elementor-type=\"loop-item\" data-elementor-id=\"2009\" class=\"elementor elementor-2009 e-loop-item e-loop-item-12417 post-12417 post type-post status-publish format-standard has-post-thumbnail hentry category-debt-resolution tag-featured tag-form\" data-elementor-post-type=\"elementor_library\" data-custom-edit-handle=\"1\">\n\t\t\t<a class=\"elementor-element elementor-element-63e2468f e-con-full blog-post-card e-flex e-con e-child\" data-id=\"63e2468f\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}' href=\"https:\/\/www.jgwentworth.com\/resources\/can-i-still-use-my-credit-card-after-debt-consolidation\">\n\t\t<div class=\"elementor-element elementor-element-1b694e78 e-con-full e-flex e-con e-child\" data-id=\"1b694e78\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b92bc70 elementor-widget__width-inherit elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"b92bc70\" data-element_type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/elementor\/thumbs\/man-with-phone-and-credit-card-qq6r34nqvonxyfzxryftclhemunqwhbwbwmd0g5vfo.jpg\" title=\"man with phone and credit card\" alt=\"man with phone and credit card\" loading=\"lazy\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9989779 e-con-full post-text e-flex e-con e-child\" data-id=\"9989779\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t<div class=\"elementor-element elementor-element-e3b1d68 e-con-full e-flex e-con e-child\" data-id=\"e3b1d68\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-71fded65 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"71fded65\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><span>Debt Resolution<\/span><\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f334874 e-con-full e-flex e-con e-child\" data-id=\"5f334874\" data-element_type=\"container\" data-settings='{\"background_background\":\"classic\"}'>\n\t\t\t\t<div class=\"elementor-element elementor-element-51481055 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"51481055\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Mar 20, 2024<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2077109a elementor-widget elementor-widget-heading\" data-id=\"2077109a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">&bull;<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18d01b46 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"18d01b46\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">5 min<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21a0dd5 elementor-widget__width-initial elementor-widget elementor-widget-shortcode\" data-id=\"21a0dd5\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb7e76e elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"5cb7e76e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Can I Still Use My Credit Card after Debt Consolidation?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ebb83e elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5ebb83e\" data-element_type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\tCan you use your credit card after debt consolidation? Learn about the implications, benefits, and strategies for responsible credit card use post-consolidation to maintain financial health....\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-464e4779 e-flex e-con-boxed e-con e-parent\" data-id=\"464e4779\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b255ade elementor-widget elementor-widget-template\" data-id=\"3b255ade\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"28403\" class=\"elementor elementor-28403\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4014206 e-con-full e-con-jgw-boxed e-flex e-con e-parent\" data-id=\"4014206\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49acd110 elementor-widget elementor-widget-text-editor\" data-id=\"49acd110\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 12px;\"><i>* Program length varies depending on individual situation. Programs are between 24 and 60 months in length. Clients who are able to stay with the program and get all their debt settled realize approximate savings of 43% before our 25% program fee. This is a Debt resolution program provided by JGW Debt Settlement, LLC (&ldquo;JGW&rdquo; of &ldquo;Us&rdquo;)). JGW offers this program in the following states: AL, AK, AZ, AR, CA, CO, FL, ID, IN, IA, KY, LA, MD, MA, MI, MS, MO, MT, NE, NM, NV, NY, NC, OK, PA, SD, TN, TX, UT, VA, DC, and WI. If a consumer residing in CT, GA, HI, IL, KS, ME, NH, NJ, OH, RI, SC and VT contacts Us we may connect them with a law firm that provides debt resolution services in their state. JGW is licensed\/registered to provide debt resolution services in states where licensing\/registration is required.<\/i><\/p><p style=\"font-size: 12px;\"><i>Debt resolution program results will vary by individual situation. As such, debt resolution services are not appropriate for everyone. Not all debts are eligible for enrollment. Not all individuals who enroll complete our program for various reasons, including their ability to save sufficient funds. Savings resulting from successful negotiations may result in tax consequences, please consult with a tax professional regarding these consequences. The use of the debt settlement services and the failure to make payments to creditors: (1) Will likely adversely affect your creditworthiness (credit rating\/credit score) and make it harder to obtain credit; (2) May result in your being subject to collections or being sued by creditors or debt collectors; and (3) May increase the amount of money you owe due to the accrual of fees and interest by creditors or debt collectors. Failure to pay your monthly bills in a timely manner will result in increased balances and will harm your credit rating. Not all creditors will agree to reduce principal balance, and they may pursue collection, including lawsuits. JGW&rsquo;s fees are calculated based on a percentage of the debt enrolled in the program. Read and understand the program agreement prior to enrollment.<\/i><\/p><p style=\"font-size: 12px;\"><i>This information is provided for educational and informational purposes only. Such information or materials do not constitute and are not intended to provide legal, accounting, or tax advice and should not be relied on in that respect. We suggest that you consult an attorney, accountant, and\/or financial advisor to answer any financial or legal questions. <br><\/i><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.<\/p>\n","protected":false},"author":23,"featured_media":44454,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[],"class_list":["post-44453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-resolution"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.7 (Yoast SEO v25.0) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why\u2014and When\u2014to Hire a Debt Collector Attorney - JG Wentworth<\/title>\n<meta name=\"description\" content=\"There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why\u2014and When\u2014to Hire a Debt Collector Attorney\" \/>\n<meta property=\"og:description\" content=\"There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\" \/>\n<meta property=\"og:site_name\" content=\"JG Wentworth\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-29T14:22:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-29T14:25:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1253\" \/>\n\t<meta property=\"og:image:height\" content=\"836\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"JG Wentworth\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"JG Wentworth\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"27 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\"},\"author\":{\"name\":\"JG Wentworth\",\"@id\":\"https:\/\/www.jgwentworth.com\/#\/schema\/person\/f0ab73d5cd57be3b67570a9441e5fefa\"},\"headline\":\"Why\u2014and When\u2014to Hire a Debt Collector Attorney\",\"datePublished\":\"2025-12-29T14:22:57+00:00\",\"dateModified\":\"2025-12-29T14:25:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\"},\"wordCount\":2575,\"publisher\":{\"@id\":\"https:\/\/www.jgwentworth.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg\",\"articleSection\":[\"Debt Resolution\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\",\"url\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\",\"name\":\"Why\u2014and When\u2014to Hire a Debt Collector Attorney - JG Wentworth\",\"isPartOf\":{\"@id\":\"https:\/\/www.jgwentworth.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg\",\"datePublished\":\"2025-12-29T14:22:57+00:00\",\"dateModified\":\"2025-12-29T14:25:51+00:00\",\"description\":\"There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage\",\"url\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg\",\"contentUrl\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg\",\"width\":1253,\"height\":836,\"caption\":\"Image of debt collection attorney shaking hands with clients\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.jgwentworth.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why\u2014and When\u2014to Hire a Debt Collector Attorney\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.jgwentworth.com\/#website\",\"url\":\"https:\/\/www.jgwentworth.com\/\",\"name\":\"JG Wentworth\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.jgwentworth.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.jgwentworth.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.jgwentworth.com\/#organization\",\"name\":\"JG Wentworth\",\"url\":\"https:\/\/www.jgwentworth.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jgwentworth.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/01\/JG-Wentworth-logo-header.svg\",\"contentUrl\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/01\/JG-Wentworth-logo-header.svg\",\"width\":194,\"height\":24,\"caption\":\"JG Wentworth\"},\"image\":{\"@id\":\"https:\/\/www.jgwentworth.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.jgwentworth.com\/#\/schema\/person\/f0ab73d5cd57be3b67570a9441e5fefa\",\"name\":\"JG Wentworth\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.jgwentworth.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/03\/FB-96x96.jpg\",\"contentUrl\":\"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/03\/FB-96x96.jpg\",\"caption\":\"JG Wentworth\"},\"description\":\"JG Wentworth is a financial services company that specializes in structured settlement\/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.\",\"url\":\"https:\/\/www.jgwentworth.com\/author\/jg-wentworth\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Why\u2014and When\u2014to Hire a Debt Collector Attorney - JG Wentworth","description":"There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney","og_locale":"en_US","og_type":"article","og_title":"Why\u2014and When\u2014to Hire a Debt Collector Attorney","og_description":"There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.","og_url":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney","og_site_name":"JG Wentworth","article_published_time":"2025-12-29T14:22:57+00:00","article_modified_time":"2025-12-29T14:25:51+00:00","og_image":[{"width":1253,"height":836,"url":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg","type":"image\/jpeg"}],"author":"JG Wentworth","twitter_card":"summary_large_image","twitter_misc":{"Written by":"JG Wentworth","Est. reading time":"27 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#article","isPartOf":{"@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney"},"author":{"name":"JG Wentworth","@id":"https:\/\/www.jgwentworth.com\/#\/schema\/person\/f0ab73d5cd57be3b67570a9441e5fefa"},"headline":"Why\u2014and When\u2014to Hire a Debt Collector Attorney","datePublished":"2025-12-29T14:22:57+00:00","dateModified":"2025-12-29T14:25:51+00:00","mainEntityOfPage":{"@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney"},"wordCount":2575,"publisher":{"@id":"https:\/\/www.jgwentworth.com\/#organization"},"image":{"@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage"},"thumbnailUrl":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg","articleSection":["Debt Resolution"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney","url":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney","name":"Why\u2014and When\u2014to Hire a Debt Collector Attorney - JG Wentworth","isPartOf":{"@id":"https:\/\/www.jgwentworth.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage"},"image":{"@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage"},"thumbnailUrl":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg","datePublished":"2025-12-29T14:22:57+00:00","dateModified":"2025-12-29T14:25:51+00:00","description":"There are situations where hiring an attorney who specializes in defending against debt collectors becomes not just helpful, but essential.","breadcrumb":{"@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#primaryimage","url":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg","contentUrl":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2025\/12\/Debt-Collector-Attorney.jpg","width":1253,"height":836,"caption":"Image of debt collection attorney shaking hands with clients"},{"@type":"BreadcrumbList","@id":"https:\/\/www.jgwentworth.com\/resources\/when-to-hire-debt-collector-attorney#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.jgwentworth.com\/"},{"@type":"ListItem","position":2,"name":"Why\u2014and When\u2014to Hire a Debt Collector Attorney"}]},{"@type":"WebSite","@id":"https:\/\/www.jgwentworth.com\/#website","url":"https:\/\/www.jgwentworth.com\/","name":"JG Wentworth","description":"","publisher":{"@id":"https:\/\/www.jgwentworth.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.jgwentworth.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.jgwentworth.com\/#organization","name":"JG Wentworth","url":"https:\/\/www.jgwentworth.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jgwentworth.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/01\/JG-Wentworth-logo-header.svg","contentUrl":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/01\/JG-Wentworth-logo-header.svg","width":194,"height":24,"caption":"JG Wentworth"},"image":{"@id":"https:\/\/www.jgwentworth.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.jgwentworth.com\/#\/schema\/person\/f0ab73d5cd57be3b67570a9441e5fefa","name":"JG Wentworth","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.jgwentworth.com\/#\/schema\/person\/image\/","url":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/03\/FB-96x96.jpg","contentUrl":"https:\/\/www.jgwentworth.com\/wp-content\/uploads\/2024\/03\/FB-96x96.jpg","caption":"JG Wentworth"},"description":"JG Wentworth is a financial services company that specializes in structured settlement\/annuity purchasing and debt relief solutions, among other offerings. For over 30 years, we have established a sterling reputation, including an A+ from the Better Business Bureau, a 4.8 rating with TrustPilot, and 4 stars from Consumer Affairs among countless rave reviews from satisfied customers.","url":"https:\/\/www.jgwentworth.com\/author\/jg-wentworth"}]}},"_links":{"self":[{"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/posts\/44453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/comments?post=44453"}],"version-history":[{"count":3,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/posts\/44453\/revisions"}],"predecessor-version":[{"id":44458,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/posts\/44453\/revisions\/44458"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/media\/44454"}],"wp:attachment":[{"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/media?parent=44453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/categories?post=44453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jgwentworth.com\/wp-json\/wp\/v2\/tags?post=44453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}